JPMorgan Chase Statistics 2026
By Axis Intelligence Research
Co-author: Sarah Davis | Last updated: July 28, 2026 | License: CC BY 4.0
JPMorgan Chase reported $182.4 billion in total net revenue and $57.0 billion in net income for fiscal year 2025, cementing its position as the largest U.S. bank by assets ($4.4 trillion), deposits ($2.6 trillion), and market capitalization ($869 billion at year-end). The firm employs 318,512 people in 66 countries and moved nearly $12 trillion daily across 120+ currencies and 160+ countries.
Quick Answer: JPMorgan Chase by the Numbers (FY2025)
JPMorgan Chase generated $182.4 billion in GAAP net revenue and $57.0 billion in net income in fiscal year 2025, with a return on tangible common equity of 20% — its eighth consecutive year of record revenue. Total assets stood at $4.4 trillion as of December 31, 2025, making it the largest U.S. bank by assets. The firm’s 2026 technology budget is set at $19.8 billion, with $1.2 billion earmarked specifically for AI initiatives.
Key Findings
- JPMorgan Chase generated $182.4 billion in GAAP net revenue in FY2025, according to its Form 10-K filed with the SEC on February 13, 2026 — the eighth consecutive year of record revenue for the firm.
- Total assets reached $4.4 trillion at December 31, 2025, making JPMorgan Chase the single largest bank in the United States by assets — a 10.5% increase over the $4.0 trillion recorded at year-end 2024.
- The firm’s 2026 technology budget is approximately $19.8 billion, as disclosed by COO Jennifer Piepszak in the 2025 Annual Report — a 10% increase over the $18 billion spent in 2025 — with $1.2 billion of the increment directed specifically at AI and modernization.
- Asset & Wealth Management posted record net inflows of $553 billion in 2025, lifting AUM to $4.8 trillion and total client assets to $7.1 trillion, per the 2025 Annual Report.
- Q1 2026 net income reached $16.5 billion on managed revenue of $50.5 billion, up 13% and 10% year-on-year respectively, according to JPMorgan Chase’s Q1 2026 earnings press release published April 14, 2026.
How Big Is JPMorgan Chase? Scale & Scope Statistics
JPMorgan Chase is not simply the largest U.S. bank — it is, on most measures, the largest bank in the world by market capitalization. The firm’s scale produces figures that are structurally different from any other financial institution:
| Metric | Value | As of | Source |
|---|---|---|---|
| Total net revenue (GAAP) | $182.4 billion | FY2025 | JPMorgan Chase 10-K 2025, SEC |
| Total net revenue (managed basis) | $185.6 billion | FY2025 | JPMorgan Chase Annual Report 2025, SEC |
| Net income | $57.0 billion | FY2025 | JPMorgan Chase 10-K 2025, SEC |
| Total assets | $4.4 trillion | Dec 31, 2025 | JPMorgan Chase 10-K 2025, SEC |
| Total assets | $4.9 trillion | Mar 31, 2026 | JPMorgan Chase Q1 2026 Earnings Release |
| Total deposits | $2.6 trillion | Dec 31, 2025 | JPMorgan Chase 10-K 2025, SEC |
| Total loans | $1.5 trillion | Dec 31, 2025 | JPMorgan Chase 10-K 2025, SEC |
| Stockholders’ equity | $362.4 billion | Dec 31, 2025 | JPMorgan Chase 10-K 2025, SEC |
| Market capitalization | $868.8 billion | Dec 31, 2025 | JPMorgan Chase Annual Report 2025, SEC |
| Market capitalization | ~$947 billion | July 2026 | CompaniesMarketCap.com |
| Employees | 318,512 | Dec 31, 2025 | JPMorgan Chase 10-K 2025, SEC |
| Countries of operation | 66 | Dec 31, 2025 | JPMorgan Chase 10-K 2025, SEC |
| Daily transaction volume | ~$12 trillion in 120+ currencies | 2025 | JPMorgan Chase Annual Report 2025, SEC |
| Credit and capital raised for clients | $3.3 trillion | FY2025 | JPMorgan Chase Annual Report 2025, SEC |
| Assets under custody | $41.2 trillion | FY2025 | JPMorgan Chase Annual Report 2025, SEC |
Moving $12 trillion a day means JPMorgan Chase processes roughly one-third of global wholesale dollar payments every 24 hours. The $3.3 trillion in credit and capital raised for clients in a single year is larger than the GDP of France. These are the numbers behind Dimon’s consistent argument that the firm’s scale is itself the moat — not in the anticompetitive sense, but in the infrastructure sense: few institutions can replace the plumbing.
JPMorgan Chase Employee Breakdown
As of December 31, 2025, the firm’s 2025 Form 10-K reports 318,512 employees distributed across regions and business lines as follows:
| Region | Employees | % of Total |
|---|---|---|
| North America | 185,208 | 58.1% |
| Asia-Pacific | 96,499 | 30.3% |
| Europe/Middle East/Africa | 31,030 | 9.7% |
| Latin America/Caribbean | 5,775 | 1.8% |
| Total | 318,512 | 100% |
By business line:
| Line of Business | Employees |
|---|---|
| Consumer & Community Banking (CCB) | 144,196 |
| Commercial & Investment Bank (CIB) | 94,563 |
| Asset & Wealth Management (AWM) | 29,722 |
| Corporate | 50,031 |
| Total | 318,512 |
JPMorgan Chase Revenue Statistics
Annual Revenue History
| Year | Total Net Revenue (GAAP) | Net Income | EPS (Diluted) | ROTCE |
|---|---|---|---|---|
| 2023 | $158.1B | $49.6B | $16.23 | 21% |
| 2024 | $177.6B | $58.5B | $19.75 | 22% |
| 2025 | $182.4B | $57.0B | $20.02 | 20% |
The 2024 net income of $58.5 billion includes a $7.9 billion net gain related to Visa shares; excluding that item, 2025’s $57.0 billion represents underlying earnings growth. The firm framed 2025 as “continued broad healthy growth,” with the managed revenue figure of $185.6 billion cited in the CEO letter of the 2025 Annual Report as record-setting.
Revenue by Business Segment (FY2025)
| Segment | Net Revenue (managed) | Net Income | ROE |
|---|---|---|---|
| Consumer & Community Banking (CCB) | $76.0B | $18.2B | 32% |
| Commercial & Investment Bank (CIB) | $78.0B | $28.0B | 18% |
| Asset & Wealth Management (AWM) | ~$25B | ~$7.5B | 40% |
The segment-level breakdown is drawn from the Management’s Discussion & Analysis 2025, published alongside the 2025 Annual Report. AWM’s 40% ROE — more than double CIB’s 18% and well above CCB’s 32% — is the single metric the firm’s leadership underscores most forcefully. A wealth management division generating 40% returns on equity is not a side business; it is, by capital efficiency, the firm’s highest-performing franchise.
Q1 2026 Revenue Statistics
JPMorgan Chase’s Q1 2026 results provide the most recent view of the firm’s trajectory:
| Metric | Q1 2026 | Q1 2025 | YoY Change |
|---|---|---|---|
| Net revenue (managed) | $50.5B | $46.0B | +10% |
| Net interest income | $25.5B | $23.4B | +9% |
| Noninterest revenue | $25.1B | $22.6B | +11% |
| Net income | $16.5B | $14.6B | +13% |
| EPS (diluted) | $5.94 | $5.07 | +17% |
| ROE | 19% | 18% | +1pp |
| ROTCE | 23% | 21% | +2pp |
| CET1 ratio (Standardized) | 14.3% | 15.0% | -0.7pp |
Markets revenue hit a record $11.6 billion in Q1 2026, up 20% year-on-year, per the Q1 2026 earnings press release. Investment Banking fees rose 28% to $2.9 billion, with equity underwriting and advisory leading. The CIB produced $9.0 billion in net income for the quarter alone — more than some major U.S. banks generate in a full year.
JPMorgan Chase Balance Sheet & Capital Statistics
Balance Sheet (December 31, 2025 vs. December 31, 2024)
| Metric | FY2025 | FY2024 | Change |
|---|---|---|---|
| Total assets | $4,424.9B | $4,002.8B | +10.5% |
| Total loans | $1,493.4B | $1,348.0B | +10.8% |
| Total deposits | $2,559.3B | $2,406.0B | +6.4% |
| Stockholders’ equity (total) | $362.4B | $344.8B | +5.1% |
| Book value per share | $126.99 | $116.07 | +9.4% |
| Tangible book value per share | $107.56 | $97.30 | +10.5% |
| Allowance for credit losses | $31.2B | — | Dec 31, 2025 |
Capital Ratios (FY2025)
| Ratio | FY2025 | FY2024 |
|---|---|---|
| CET1 (Standardized) | 14.6% | 15.7% |
| Tier 1 capital (Standardized) | 15.5% | 16.8% |
| Total capital (Standardized) | 17.4% | 18.5% |
| Liquidity Coverage Ratio (average) | 111% | 113% |
| Total Loss-Absorbing Capacity | $564B | — |
All balance sheet and capital data above are sourced from the 2025 Form 10-K, filed with the SEC on February 13, 2026. The CET1 ratio decline from 15.7% to 14.6% reflects the Apple Card portfolio acquisition, which the firm notes reduced the Standardized ratio by approximately 25 basis points. At 14.6%, JPMorgan Chase still operates with substantial capital headroom above regulatory minimums, and management disclosed approximately $40 billion in excess capital in the 2025 Annual Report.
Market Capitalization History
| Year-End | Closing Share Price | Market Cap |
|---|---|---|
| 2023 | $170.10 | $489.3B |
| 2024 | $239.71 | $670.6B |
| 2025 | $322.22 | $868.8B |
| July 2026 (approx.) | — | ~$947B |
The stock’s compound annual gain since the 2004 JPMorganChase / Bank One merger is 13.4%, versus 10.8% for the S&P 500 over the same period. Since Jamie Dimon became CEO of Bank One in 2000, the compounded annual gain has been 14.1%, against 8.0% for the S&P 500, per the stock total return analysis in the 2025 Annual Report.
JPMorgan Chase Technology & AI Statistics
Technology Spending
| Year | Technology Budget | AI Allocation | YoY Growth |
|---|---|---|---|
| 2024 | ~$17B | ~$1.3B | — |
| 2025 | ~$18B | ~$2B | +6% |
| 2026 (planned) | ~$19.8B | ~$1.2B increment | +10% |
The 2026 figure comes directly from COO Jennifer Piepszak’s letter in the 2025 Annual Report: “With a technology budget for 2026 of approximately $19.8 billion, we operate at unmatched scale.” The full letter is available at jpmorganchase.com. The $19.8 billion is approximately 10% of the firm’s FY2025 net revenue. The $1.2 billion AI-specific increment in the 2026 budget is incremental to the broader AI investments already embedded across business lines; the firm’s total AI-related value delivery has been separately cited at $1.5–2 billion annually.
AI Use Cases and Productivity
| Metric | Value | As of | Source |
|---|---|---|---|
| AI use cases in production (doubled in 2025) | Several hundred to 600+ | 2025 | JPMorgan company update, March 2026 |
| LLM Suite weekly users | 150,000 employees | 2025–2026 | Firm disclosures |
| AI specialists (ML/AI team) | 2,000+ | 2025 | Firm disclosures |
| AI/ML-related value delivered annually | $1.5–$2B | 2025 | JPMorgan investor disclosures |
| Evident AI Index ranking | #1 (4th consecutive year) | 2025 | JPMorgan Chase 2025 Annual Report, SEC |
Note: AI use case counts and LLM Suite user figures are management-disclosed; they do not appear verbatim in SEC financial statements and are subject to how the firm defines “use case” and “AI allocation.”
COiN, JPMorgan’s Contract Intelligence platform, reviews 12,000 commercial credit agreements annually — work that previously required 360,000 lawyer hours. That’s a specific, concrete output measure, not a vague productivity claim. The LLM Suite, built internally on models from OpenAI and Anthropic, has moved past the pilot phase into what COO Piepszak describes as API-integrated, production-grade deployment across the enterprise.
JPMorgan Chase Consumer Banking Statistics
Chase Consumer Franchise (FY2025)
| Metric | 2025 | 2024 | Source |
|---|---|---|---|
| U.S. consumers served | 86.6 million | — | Annual Report 2025 |
| U.S. small businesses served | 7.4 million | — | Annual Report 2025 |
| Active digital customers | 75 million | — | Annual Report 2025 |
| Active mobile customers | 62 million | 57.8 million | Annual Report 2025 |
| U.S. retail deposit market share | #1 (11.1%) | #1 (11.3%) | Annual Report 2025 |
| U.S. credit card sales rank | #1 (24%) | #1 (23%) | Annual Report 2025 |
| Credit card sales volume | $1,355B | $1,259B | Annual Report 2025 |
| Credit card loans | $248B | $233B | Annual Report 2025 |
| Debit and credit card sales volume | $1,941B | $1,805B | Annual Report 2025 |
| Number of branches | 5,083 | 4,966 | Annual Report 2025 |
| Number of advisors | 6,049 | 5,755 | Annual Report 2025 |
| Client investment assets | $1,270B | $1,088B | Annual Report 2025 |
One in eight dollars of U.S. retail deposits sits at Chase. The firm has maintained the #1 position in deposit market share for five consecutive years — a position it holds in 4 of the 5 largest U.S. banking markets simultaneously (New York, Los Angeles, Chicago, and Dallas), per the “Client Franchises Built Over the Long Term” section of the 2025 Annual Report.
Q1 2026 Consumer Banking Performance
| Metric | Q1 2026 | YoY |
|---|---|---|
| CCB net revenue | $19.6B | +7% |
| CCB net income | $5.0B | +12% |
| CCB ROE | 32% | — |
| Active mobile customers | +7% YoY | — |
| Debit & credit card sales volume | +9% YoY | — |
| Net new checking accounts | 450,000+ | — |
| Card Services net charge-off rate | 3.47% | — |
The 3.47% net charge-off rate on card services is worth tracking: it remains elevated above pre-pandemic norms but has not deteriorated materially despite broader consumer credit concerns that circulated in early 2026. Management’s guidance assumes continued normalization.
JPMorgan Chase Investment Banking Statistics
Commercial & Investment Bank (CIB) — FY2025 and Q1 2026
| Metric | FY2025 | Q1 2026 |
|---|---|---|
| CIB net revenue | $78.0B | $23.4B |
| CIB net income | $28.0B | $9.0B |
| CIB ROE | 18% | 21% |
| Global IB fees | $8.4B | $2.9B |
| Global IB market share | 8.4% | 9.8% |
| IB market share rank | #1 (17th consecutive year) | #1 |
| Markets revenue | ~$35B | $11.6B |
| Markets revenue rank | #1 (since 2011) | #1 |
| Fixed Income Markets (Q1 2026) | — | $7.1B (+21% YoY) |
| Equity Markets (Q1 2026) | — | $4.5B (+17% YoY) |
| Payments revenue (Q1 2026) | — | $5.1B (+12% YoY) |
| Fortune 500 client penetration | >90% | — |
JPMorgan has ranked #1 in global investment banking fees for 17 consecutive years, a streak confirmed in the firm’s 2025 Annual Report. That run covers the 2008 financial crisis, the post-crisis regulatory overhaul, the COVID shock, and the 2022–2024 rate cycle. Seventeen consecutive years of market leadership is not a favorable streak; it is, at this point, a structural characteristic.
JPMorgan Chase Asset & Wealth Management Statistics
AWM Performance (FY2025)
| Metric | FY2025 | FY2024 |
|---|---|---|
| Assets under management (AUM) | $4.8 trillion | $4.1 trillion (+18%) |
| Total client assets | $7.1 trillion | $5.9 trillion (+20%) |
| Record net client asset inflows | $553 billion | — |
| AWM ROE | 40% | 32% |
| AWM pre-tax margin | 36% | — |
| Alternatives AUM | $560B | $504B |
| Global Private Bank advisors | 4,101 | 3,775 |
| LT funds above peer median (10-yr) | 83% | 85% |
Q1 2026 AWM Performance
| Metric | Q1 2026 | YoY |
|---|---|---|
| AWM net revenue | $6.4B | +11% |
| AWM net income | $1.8B | +12% |
| AWM ROE | 44% | — |
| AUM | $4.8 trillion | +16% YoY |
| Total client assets | $7.1 trillion | +18% YoY |
| Long-term AUM net inflows | $54 billion | — |
AWM’s 44% ROE in Q1 2026 is the kind of number that attracts the wrong kind of attention in policy circles. The firm manages $4.8 trillion in AUM — more than the GDP of Japan — and is generating returns that most technology companies would envy. The 83% of long-term funds above peer median on a 10-year horizon is the metric the firm uses to defend its fee structure, per the AWM section of the 2025 Annual Report.
The Axis Revenue-to-Asset Efficiency Ratio (RAER™)
Original Metric — Axis Intelligence Research | Licensed CC BY 4.0
Standard bank comparisons use ROE or ROA. The RAER frames a different question: how efficiently does JPMorgan Chase turn each dollar of assets into net revenue? As the firm’s balance sheet expands through loan growth and acquisitions, does revenue keep pace?
Formula: RAER = (Total Net Revenue / Total Assets) × 100
Inputs (all from the JPMorgan Chase 2025 Form 10-K, filed February 13, 2026):
| Year | Total Net Revenue | Total Assets | RAER |
|---|---|---|---|
| 2024 | $177,556M | $4,002,814M | 4.44% |
| 2025 | $182,447M | $4,424,900M | 4.12% |
| YoY change | — | — | −0.31 percentage points |
Arithmetic (Python-verified, July 28, 2026):
- RAER 2025 = ($182,447M / $4,424,900M) × 100 = 4.12%
- RAER 2024 = ($177,556M / $4,002,814M) × 100 = 4.44%
- Delta: −0.31 percentage points year-over-year
Interpretation: JPMorgan Chase’s RAER compressed by 31 basis points in 2025 — meaning the balance sheet grew faster than revenue. This is consistent with the firm’s own guidance: management described NII excluding Markets as “flat” year-on-year, while total assets expanded 10.5%. The compression is not alarming at this level; it is the mechanical arithmetic of a bank that is deliberately rebuilding its loan book and making large-scale acquisitions (the Apple Card portfolio, with $2.2 billion in lending-related commitments). Whether the 2026 RAER recovers depends on whether Q1 2026’s revenue momentum — $50.5B managed, annualizing above $200B — sustains into the back half of the year.
Methodology note: RAER uses GAAP reported net revenue and GAAP total assets — not managed basis — to ensure comparability with peer institutions and verifiability from a single SEC filing. The metric is computed for JPMorgan Chase only in this article; cross-bank RAER comparisons require separate source verification.
To cite: Axis Intelligence Research, “JPMorgan Chase Statistics 2026,” axis-intelligence.com/jpmorgan-chase-statistics/, July 2026. License: CC BY 4.0.
JPMorgan Chase Dividend & Shareholder Return Statistics
| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Cash dividends declared per share | $5.80 | $4.80 | $4.10 |
| Book value per share | $126.99 | $116.07 | $104.45 |
| Tangible book value per share | $107.56 | $97.30 | $86.08 |
| Capital returned to common shareholders | ~$46B | ~$31B | ~$20B |
| Net payout ratio (LTM, Q1 2026) | 82% | — | — |
| Common stock net repurchases (Q1 2026) | $8.1B | — | — |
| Common dividend (Q1 2026) | $1.50/share | — | — |
The quarterly dividend increased from $1.25 to $1.40 in Q1 2025 and again to $1.50 in Q3 2025 — two hikes in a single year. The $46 billion in capital returned to common shareholders in 2025 is itself larger than the total market capitalization of most mid-size U.S. regional banks. Dividend and payout data are sourced from the Q1 2026 earnings press release and the 2025 Annual Report’s capital charts.
JPMorgan Chase vs. Major U.S. Bank Peers (FY2025)
| Metric | JPMorgan Chase | Bank of America | Wells Fargo | Goldman Sachs |
|---|---|---|---|---|
| Net income (FY2025) | $57.0B | — | — | — |
| Overhead ratio | 52% | 65% | 64% | 65% |
| ROTCE | 20% | 14% | 16% | 15% |
| Total assets | $4.4T | — | — | — |
JPMorgan Chase’s 52% overhead ratio is the metric management cites most often in competitive positioning — meaning 52 cents of expenses for every dollar of revenue, versus 64–65 cents for its nearest peers. The peer comparison table is reproduced from the 2025 Annual Report section titled “JPMorganChase Exhibits Strength in Both Efficiency and Returns When Compared with Large Peers.” At that revenue base, the differential compounds quickly.
JPMorgan Chase AI & Technology Statistics Deep Dive
The $19.8 billion technology budget for 2026 deserves decomposition. COO Piepszak’s shareholder letter, available on jpmorganchase.com, frames the investment explicitly: “We are as much a technology-driven company as we are a bank.” According to the firm’s disclosures and management commentary:
- $18 billion was spent on technology in FY2025, up from $17 billion in FY2024 (CFO Jeremy Barnum, company guidance).
- $1.2 billion of the $1.8 billion year-over-year increase in the 2026 budget is directed at AI and modernization (JPMorgan company update, March 2026).
- 65,000+ technologists are employed across the firm (CIO Lori Beer, April 2026).
- More than 2,000 AI and ML specialists are on staff, including approximately 900 data scientists, 600 ML engineers, and 200 AI researchers.
- LLM Suite — JPMorgan’s internal generative AI platform, built on models from OpenAI and Anthropic — reached 150,000 weekly users and is deployed across production workflows, not just pilot settings.
- $2 billion in annual AI-driven cost savings, disclosed by CEO Dimon in October 2025, including headcount reductions, error minimization, and task automation.
- Evident AI Index #1 ranking for overall AI capabilities, held for the fourth consecutive year, per the 2025 Annual Report.
The firm’s AI timeline is longer than most coverage implies: the 2025 Annual Report notes JPMorgan is “more than 10 years into our advanced machine learning and artificial intelligence journey” — meaning the current generative AI build-out is layered on a decade of predictive ML that already runs fraud detection, credit scoring, and personalization at scale.
JPMorgan Chase History Statistics: Long-Term Performance
Net Income History (Selected Years)
| Year | Net Income | ROTCE | Diluted EPS |
|---|---|---|---|
| 2005 | $8.5B | 15% | $2.35 |
| 2010 | $17.4B | 15% | $3.96 |
| 2015 | $24.4B | 13% | $6.00 |
| 2020 | $29.1B | 14% | $8.88 |
| 2023 | $49.6B | 21% | $16.23 |
| 2024 | $58.5B | 22% | $19.75 |
| 2025 | $57.0B | 20% | $20.02 |
Net income has grown at a compound rate that has outpaced the broader U.S. banking sector in nearly every decade-long window, per the earnings history chart in the 2025 Annual Report. The 2024 figure includes the Visa gain; the 2025 figure reflects the Apple Card acquisition impact on credit loss provisions ($2.2 billion in lending-related commitments) and the absence of the prior-year Visa item.
Stock Performance vs. Benchmarks (December 31, 2025)
| Period | JPMorgan Chase CAGR | S&P 500 CAGR | S&P Financials CAGR |
|---|---|---|---|
| 1 year | 37.3% | 17.9% | 15.0% |
| 5 years | 23.7% | 14.4% | 15.2% |
| 10 years | 20.4% | 14.8% | 13.1% |
| Since 2004 merger | 13.4% | 10.8% | 6.3% |
JPMorgan Chase Payments Statistics
The firm’s payments franchise sits inside CIB and processes transaction volumes that define global market infrastructure:
| Metric | Value | As of | Source |
|---|---|---|---|
| Daily transaction volume | ~$12 trillion | 2025 | Annual Report 2025, SEC |
| Currencies processed | 120+ | 2025 | Annual Report 2025, SEC |
| Countries where payments operate | 160+ | 2025 | Annual Report 2025, SEC |
| USD Swift market share | 30.2% | 2025 | Annual Report 2025, SEC |
| Payments revenue (FY2025) | $19.3B | FY2025 | Annual Report 2025, SEC |
| Payments revenue (Q1 2026) | $5.1B | Q1 2026 | Q1 2026 Earnings Release |
| Payments revenue growth (Q1 2026 YoY) | +12% | Q1 2026 | Q1 2026 Earnings Release |
JPMorgan processes nearly one in three USD Swift transactions globally. In Q4 2025, Payments revenue set a quarterly record of $5.1 billion — a figure repeated in Q1 2026 with management noting “ongoing deposit and fee growth,” per the Q1 2026 earnings press release.
JPMorgan Chase Credit Statistics
| Metric | Value | As of | Source |
|---|---|---|---|
| Total loans | $1,493.4B | Dec 31, 2025 | 10-K 2025, SEC |
| Total loans | $1,498B (average) | Q1 2026 | Q1 2026 Earnings |
| Allowance for credit losses | $31.2B | Dec 31, 2025 | 10-K 2025, SEC |
| Allowance / retained loans ratio | 1.83% | Dec 31, 2025 | 10-K 2025, SEC |
| Card Services net charge-off rate | 3.47% | Q1 2026 | Q1 2026 Earnings |
| Provision for credit losses | $14.2B | FY2025 | 10-K 2025, SEC |
| Provision for credit losses | $2.5B | Q1 2026 | Q1 2026 Earnings |
| Net charge-offs (Q1 2026) | $2.3B | Q1 2026 | Q1 2026 Earnings |
The FY2025 provision included $2.2 billion related to the Apple Card lending-related commitments, which the firm flags as a one-time item. Absent that item, the provision trajectory is broadly in line with management’s credit normalization thesis, per the 2025 Form 10-K.
Methodology
Data Collection
Axis Intelligence Research assembled all figures in this article during a single production session on July 28, 2026. Every statistic traces to a source document fetched and confirmed live during that session. Primary sources:
- JPMorgan Chase 2025 Form 10-K (SEC EDGAR, filed February 13, 2026): employee data, capital ratios, balance sheet, segment revenue/income, market capitalization at year-end 2025.
- JPMorgan Chase 2025 Annual Report (SEC EDGAR, filed April 6, 2026): long-term performance charts, client franchise data, technology strategy, COO letter disclosures.
- JPMorgan Chase Q4 2025 Earnings Press Release (SEC EDGAR, filed January 15, 2026): full-year 2025 headline figures confirmation.
- JPMorgan Chase Q1 2026 Earnings Press Release (jpmorganchase.com, published April 14, 2026): all Q1 2026 segment data, capital metrics, balance sheet as of March 31, 2026.
- JPMorgan Chase COO Letter (Jennifer Piepszak), Annual Report 2025, published April 6, 2026: technology budget, AI deployment, workforce data.
- JPMorgan Chase Management’s Discussion & Analysis 2025: segment breakdowns, credit loss details.
Axis RAER Metric
The Revenue-to-Asset Efficiency Ratio (RAER™) is an original Axis Intelligence Research construction. Formula, inputs, and arithmetic are disclosed inline above and verified in Python on July 28, 2026. The baseline reading (FY2025: 4.12%; FY2024: 4.44%) is the inaugural computation of this metric for JPMorgan Chase; cross-bank comparison readings for this metric have not yet been computed. Licensed CC BY 4.0.
Limitations
- The 2025 Annual Report and 10-K use both GAAP (“reported”) and non-GAAP (“managed basis”) revenue figures. Where the article specifies “managed basis,” the figure includes fully taxable-equivalent adjustments to tax-exempt income. GAAP figures are used for the RAER calculation to ensure cross-firm comparability.
- The 2024 net income ($58.5B) includes a $7.9B Visa gain that inflates the year-on-year comparison; adjusted 2024 net income is approximately $53B.
- Technology budget and AI use-case figures from management letters are management-disclosed; they do not appear verbatim in SEC financial statements and are subject to how the firm defines “use case” and “AI allocation.”
- Market capitalization as of July 2026 is sourced from CompaniesMarketCap.com (approximately $947B as of July 27, 2026) and will change with the share price.
About This Dataset
The JPMorgan Chase statistics CSV (jpmorgan-chase-statistics.csv) accompanying this article contains every quantitative claim published above, with full provenance: source organization, source document, URL, retrieval date, primary source flag, axis_calculated flag, and method notes for RAER figures.
Dataset license: Creative Commons Attribution 4.0 International (CC BY 4.0).
To cite this dataset: Axis Intelligence Research, “JPMorgan Chase Statistics 2026,” axis-intelligence.com/jpmorgan-chase-statistics/, July 2026. License: CC BY 4.0. The dataset will be uploaded to Hugging Face and Kaggle under the same license.
Citation Block
APA Axis Intelligence Research. (2026). JPMorgan Chase statistics 2026: Revenue, assets, employees & performance data. Axis Intelligence Research. https://axis-intelligence.com/jpmorgan-chase-statistics/
MLA Axis Intelligence Research. “JPMorgan Chase Statistics 2026: Revenue, Assets, Employees & Performance Data.” Axis Intelligence Research, July 2026, axis-intelligence.com/jpmorgan-chase-statistics/.
Chicago Axis Intelligence Research. “JPMorgan Chase Statistics 2026: Revenue, Assets, Employees & Performance Data.” Axis Intelligence Research. July 2026. https://axis-intelligence.com/jpmorgan-chase-statistics/.
Frequently Asked Questions
How much revenue does JPMorgan Chase make per year?
JPMorgan Chase generated $182.4 billion in GAAP net revenue and $185.6 billion on a managed basis in fiscal year 2025, according to its Form 10-K and Annual Report filed with the SEC. This represents the firm’s eighth consecutive year of record revenue.
What are JPMorgan Chase’s total assets?
As of December 31, 2025, JPMorgan Chase had $4.4 trillion in total assets, making it the largest bank in the United States by assets, per its 2025 Form 10-K. By March 31, 2026, total assets had grown to $4.9 trillion, per the Q1 2026 earnings press release.
How many employees does JPMorgan Chase have?
JPMorgan Chase employed 318,512 people globally as of December 31, 2025, across 66 countries, with 58% of employees located in the United States, per the firm’s 2025 Form 10-K. The Q1 2026 COO letter references “320,000+ employees in 66 countries.”
What is JPMorgan Chase’s net income?
JPMorgan Chase reported $57.0 billion in net income for fiscal year 2025, and $16.5 billion in net income for Q1 2026 alone — its strongest quarterly result on record. The FY2024 figure of $58.5 billion includes a $7.9 billion Visa share gain.
What is JPMorgan Chase’s technology budget?
JPMorgan Chase has set a technology budget of approximately $19.8 billion for 2026, up 10% from the $18 billion spent in 2025. Approximately $1.2 billion of the year-over-year increase is directed at AI and modernization, per COO Jennifer Piepszak’s shareholder letter in the 2025 Annual Report.
What is JPMorgan Chase’s market capitalization?
JPMorgan Chase’s closing share price at December 31, 2025, was $322.22, implying a market capitalization of $868.8 billion, per the 2025 Annual Report. As of July 2026, the market capitalization is approximately $947 billion.
Is JPMorgan Chase the largest bank in the world?
JPMorgan Chase is the largest bank in the United States by assets, deposits, and market capitalization. By market capitalization, it is consistently ranked as the largest bank globally. By total assets ($4.4 trillion at year-end 2025), it ranks among the top five globally alongside Chinese state banks, which report in a different regulatory framework.
What is JPMorgan Chase’s credit card market share?
JPMorgan Chase is the #1 U.S. credit card issuer by sales volume, with a 24% market share in FY2025, per the Annual Report. The firm held $248 billion in credit card loans at December 31, 2025, and processed $1,355 billion in credit card sales during the year.
How much has JPMorgan Chase stock returned since 2004?
Since the July 2004 JPMorganChase / Bank One merger, the stock has delivered a 13.4% compound annual gain through December 31, 2025, versus 10.8% for the S&P 500 over the same period, per the stock total return analysis in the 2025 Annual Report. Including dividends reinvested, that translates to an overall gain of 1,380.5% versus 805.9% for the S&P 500.
What is JPMorgan Chase’s return on equity?
JPMorgan Chase reported a 17% return on equity (ROE) and a 20% return on tangible common equity (ROTCE) for full-year 2025, per the 10-K. In Q1 2026, ROE rose to 19% and ROTCE to 23%, per the Q1 2026 earnings press release.